I agree with Rev. Jim Wallis 100%. For people to blame and scapegoat the banks and not look at their own greed is a mistake. Yes, the banks took advantage of people. But they couldn't have done it unless we asked for it. We wanted bigger houses, more stuff, bigger cars. Subprime loans brought down the financial system. Most people don't get that. We wanted the so-called American dream but couldn't afford it, so financial institutions gave us a way. You can listen to an indepth interview with Wallis at Speaking of Faith here.