The Bank Stress Test Results Are In

My bank sent me a cheery little note, telling me all the things it's done for me lately and some of the surprises in store. My bank is on the list of banks that need more capital.
The stress tests divided the banks into two categories, those that need more capital and those that don't. None are at risk of insolvency, according to Timothy Geithner. See the results of the stress tests here. Bailout Sleuth has a good summary here. 
American Express, JP Morgan Chase and MetLife are among the banks that don't need more capital. Bank of America and Wells Fargo need more, according to the stress test results.
What to watch out for as bank customers:

Geithner says banks are going to be able to get back to the business of banking:

Elizabeth Warren on Bank Stress Tests

Obama adviser Elizabeth Warren, chair of the congressional oversight committee monitoring TARP, favors firing bank execs. On Morning Joe, she said she's been jumping up and down, happy that Treasury will be publishing the stress test numbers, though she wants to get a gander at the stress tests to make sure they're legit. The stress tests will show which banks are teetering and which are not. The ones that are teetering will probably get more capital. The idea is investors will be more comfortable investing if they know the banks are solid. Treasury hopes to have the stress test results by early May.

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