Tuesday, November 10, 2009

Healthcare Bill Weak on Reform?

At this point, I'm hoping they don't just pass a lame bill for political reasons.
“My assessment at this point,” said Senator Ron Wyden, Democrat of Oregon and a member of the Finance Committee, “is that the legislation is heavy on health and light on reform.”

There are a variety of ideas for attacking cost increases more aggressively, including setting Medicare reimbursement rates for doctors and hospitals more rigorously and discouraging workers and employers from buying expensive health insurance policies that mask the true costs of treatment. NYT
See Wyden's idea for healthcare here. Under his plan (I have no idea why it hasn't been considered, but it probably has to do with this), we wouldn't get insurance from employers, but there would be a tradeoff of paying slightly more for guaranteed, comprehensive coverage:
According to that independent analysis, families who have incomes under $40,000 a year will have less out-of-pocket expenses under the HAA than they do now.

Families between $40,000 and $50,000 would pay about $81/year more - about $7 a month. Families between $50,000 and $150,000 would average between $327 and $341 per year more - about $28 a month.

In return for this modest increase these families would have guaranteed coverage that they could never lose, not if they get sick, not if they lose their jobs, not for any reason. This guaranteed coverage would be more comprehensive and include prevention benefits that would help you and your family improve their health. This new coverage would be fully portable - no longer would you need to stay in a job that paid less, or offered less opportunity, just to maintain health coverage. No longer would a parent need to work hours when they needed to be with their children just to maintain full time status for their health insurance.
Two camps at the White House:
The debate underscores a fundamental tension inside the White House between cost-containment idealists and pragmatists.

The first group includes officials like Peter R. Orszag, the budget director, and Dr. Ezekiel J. Emanuel, the medical ethicist whose brother Rahm is the chief of staff. The second includes Rahm Emanuel and Nancy-Ann DeParle, the director of the Office of Health Reform, who must contend with the realities of getting legislation passed. Read more at NYT